Harvester machine breakage calculator - Calculate Now
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The insurer provides compensation for unforeseen damage to or destruction of insured property (property damage) as well as for the loss of insured property due to theft, burglary, robbery or plunder, in particular:
Explanation of the scope of insurance (by way of example)
Fire, lightning and explosion
Theft, burglary or robbery
Unauthorized use by third parties
Earthquake, flood and inundation
Storm, hail and ice
Glass breakage
Frost
Cable damage due to short circuit
Transport (except sea transport)
Collision damage (traffic/accident)
Landslide
Short circuit, overcurrent and overvoltage
overpressure or underpressure
Failure of measuring, control or safety equipment
Operating errors of any kind
clumsiness and negligence
faulty design, materials or workmanship
Internal operating hazards
Operational risk of use
Excluded cases of damage:
Intent of the policyholder or his representatives
War events, sovereign interventions and damage caused by nuclear energy
Wear and tear with the exception of the resulting consequential damage
Operational wear and tear, corrosion or deposits
Existing defects